Hospitality Loans

Turn your hospitality vision into reality!

Whether you're buying, refinancing, or building hotels and other properties, we've got you covered. Think hotels, motels, B&Bs, inns, hostels—if it's in the hospitality game, we can help.

Our loans are tailored specifically for the hospitality industry. Unlike traditional loans that only consider room revenue, we take into account all those extra income streams—like pay-per-view, internet charges, restaurant meals, and more. This means you can get the funding you need to make your business thrive.

What’s In It For You? These loans open doors that traditional bank loans might keep closed. They’re designed with your unique needs in mind, letting you secure funds for new opportunities—like opening a new location or adding a pool, restaurant, or bar. Whether you're looking to buy, refinance, develop, or upgrade a property, our various loan options fit every situation.

Loan Options:

  • Bridge Loans: Perfect for quick, short-term funding to acquire new properties.

  • Construction Loans: Ideal for building new projects.

  • Rehab Loans: Great for renovation projects.

  • Permanent Financing Loans: Long-term funding for stable properties.

  • Mezzanine Loans: Fill the gap between your primary loan and your own equity.

The Essentials:

  • Maximum Loan-to-Value (LTV) is typically 75%.

  • Construction Loans can go up to 3 years; Permanent Loans can stretch up to 30 years.

  • Standard prepayment penalties come in two forms: Step-Down or Yield Maintenance.

  • Interest rates depend on your experience, credit, and the property's performance.

What You Need to Apply:

Full Recourse Loans:

  • 3 Years Business and Personal Tax Returns

  • Current Balance Sheet with Debt Schedule

  • Most Recent STR Report

  • Personal Financial Statement

  • Hospitality Resume for primary sponsors

  • Franchise Agreement and PIP Schedule (if applicable)

Non-Recourse Loans:

  • 3 Years Operating Statements

  • Most Recent STR Report

  • Franchise Agreement and PIP Schedule

  • Cost Basis, including renovations and capital expenditures

  • Personal Financial Statement

  • Property Website

  • Offering Memorandum (if purchasing)

Loan Types:

  • Purchase: Ready to own a new property?

  • Refinance: Looking to get better terms?

  • Rehab: Need funds for a makeover?

  • Construction: Building something new?

  • Bridge: Quick funds for immediate needs?

  • Mezzanine: Fill the financing gap?

Intrigued? Ready to make a move?