Rehab Loans
Ready to flip your way to financial freedom?
Rehab Loans, aka "Fix and Flip" Loans, are your ticket to transforming rundown properties into profitable investments!
Rehab Loans are a smart way to finance the renovation and restoration of residential properties. Unlike traditional mortgages, these short-term loans offer a speedy underwriting process, so you can close quickly and get started on your project.
How It Works
Buy Low, Sell High: The strategy is simple – buy a property at a low price, renovate it, and sell it for a profit or rent it out and refinance.
Swift Process: Our loans are designed for quick action, helping you secure and revamp properties without the usual delays.
Ready to Get Started?
Am I Eligible?
First, check your eligibility. Think about your experience with property renovations, available cash, and personal credit rating. Beginners might rely more on their financial position, while experienced flippers can leverage their track record for better terms.
Will the Property Work?
Gather detailed info about your project, including:
Current Property Value
Scope of Work and Costs
Estimated Value Post-Renovation (ARV)
Realistic Timeline and Cost Estimation
Understanding your project's expenses is key to securing the right funding and ensuring your investment is profitable.
The 70% Rule
A must-know for any rehabber, the 70% Rule suggests you shouldn’t pay more than 70% of the property’s After-Repaired Value (ARV) minus repair costs. This helps ensure your investment stays profitable.
Formula: After-Repaired Value (ARV) ✕ 0.70 − Estimated Repair Costs = Max Purchase Price
Rehab Loan Highlights:
Minimum 620 FICO (lower scores considered case-by-case)
100% of Renovation Capital
Up to 90% of Purchase Price
Up to 70% ARV
ADUs Acceptable
No Experience Needed
No Prepayment Penalty
No Income Verification
Interest-Only Payments on What You Use
Foreign National Programs Available
Loan Amounts Starting at $50,000
Secure Your Financial Future